Insurances & Bonding

Cardinal Insurance Agency is independent. We work for our customers, not the insurance company. This means that we do the shopping for you, to find the best coverage for your individual needs, at the best price available.
We provide a wide range of coverage for the following:
Personal Insurance:
  • Auto Insurance: We offer auto insurance for every driver, regardless of age or driving record.  We also offer higher liability limits for the customer with more to protect.
  • Home Insurance: We have products for all types of homes and dwellings.  From mobile homes, to $2 million mansions.  We also offer higher liability limits for the high value homeowner.
  • Umbrella Insurance: We offer up to $10 million umbrellas to protect your personal estate.
  • Boat/Watercraft Insurance:  We offer coverage for every type of water vessel, and can get high liability limits for those as well.
  • RV/Motorhome Insurance: We have a partnership with carriers that will offer insurance for high value RV’s and Motorhomes.
  • Motorcycle Insurance: We insure every type of bike on the road.
  • Rental Dwelling Insurance: From one single rental to 100, we have a program to solve insurance.  We are an endorsed landlord protection expert by Foremost Insurance Companies.

Commercial Insurance:
Commercial Insurance can be very complex, This is where we come in, to take the worry and confusion out of your business’ insurance. We offer specialized programs for many different industries, including:
  • Manufacturing
  • Contractors
  • Real Estate Agents
  • Professional-Lawyers, Doctors, etc.
  • Retail
  • Wholesale
  • Educational
We can find an affordable and comprehensive insurance program for your business.

Life Insurance
From term life to variable whole life, we have the product to fit your insurance need.  We partner with the most quality, highest rated insurers in the industry.  We can help with buy/sell agreements, estate tax issues, or just family protection; we have the right product at the right price for you.

Bonding
Offering bid bonds, performance/material bonds, employee dishonesty, janitorial service, notary public bonding, attorney’s and tax professionals; we have the bonding solutions for you.  Most bonds can be issued with minimal inconvenience and financial info.
Bonding through CNA Surety.

Combined with our unique alliance with Michigan Agency Partners, we proudly represent the following carriers below:
What this means for you, as an insurance customer, is there is no time you will ever hear, “I’m sorry, my agency just can’t provide that product for you.”  Or, “due to these circumstances, I have to refer you to someone else.  We can cover you, because of our unique access to these carriers, plus many more!”

We proudly represent the following Insurance Companies: